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December 14, 2005

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Suckage. I'm bad about checking the credit card bills too.

I tried to inform you that that sucks last night, but Typepad was down. Belatedly: That sucks.

Yow. Do you know what's going on (how it happened, how to make it stop)?

How to make it stop: close account, open new one. How it happened: nope.

I may be teaching my grandmother to suck eggs here, but you do know that the odds are good that it's the bank's fault, and that you may be able to intimidate them into giving your money back? (That is, I'm having a hard time figuring out how money could be coming out of your account without your authorization that wouldn't be the bank's fault.)

If your law-firm job was in the same jurisdiction as your bank, I'd call and see if you could get someone to write a mean nasty letter for you.

The people I talked to seemed to be of the opinion that I could be credited with much of what I can claim as lost. Unfortunately, inadequate recordkeeping on my part not only means I didn't catch it sooner, but also that I can't go back very far in time.

Unfortunately, inadequate recordkeeping on my part not only means I didn't catch it sooner, but also that I can't go back very far in time.

Hrm. If it's checks, you should be able to go back quite a ways -- doesn't the bank keep scans of your cancelled checks or is that just mine? If you can see the checks, you should be able to figure out which are legit.

If it's ATM withdrawals, they should have locations, which will either make sense with your habits or won't (of course, there could be fraudulent withdrawals from ATM's that you do use, which would be hard to figure out.) Any other category of withdrawal should be something that you, as an individual, probably don't do too much. If there's enough money at stake to make it worth it, nag the bank for documentation.

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